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Kids Christmas Budget Planner

Keeping Christmas fair between siblings, and within budget, is easier with a plan. Add each child, their age and your total budget. The planner keeps some back for stocking fillers and wrapping, splits the rest equally or by the number of gifts you choose, suggests gift types for each age and price, and tracks what you have spent.

How it works

• Stockings and wrapping = total × the keep-back %
• Each child = the rest ÷ number of children (equal split keeps things fair)
• 4-gift split: something they want 40%, something they need 25%, something to wear 20%, something to read 15%
• Left = total − everything spent so far

Three things this tool can't see

• Gifts from others. Grandparents and relatives often give too. Agree who buys what to avoid doubles.
• Age labels. Check the age label on every toy, especially with younger siblings in the house.
• Saving. Nothing is saved here. Print your plan or keep the tab open while you shop.

This tool gives general family-organizing information, not medical or parenting-professional advice. Always supervise children and check age labels and safety for every product. Some links on this site may earn us a commission. Read our disclosure.